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    Woods Spine and Wellness Logo
    Woods Spine and Wellness Logo

    Financing Options

    At Woods Spine & Wellness, we believe cost should never stand between you and the care you need.

    That's why we offer flexible financing through CareCredit and Cherry — two trusted payment plan providers that let you break your treatment into manageable monthly payments.

    Cherry Logo

    Cherry offers simple, transparent payment plans for healthcare services. With instant approval decisions and no hard credit check, Cherry makes it easy to get the care you need today and pay over time.

    • Instant approval decisions
    • Flexible payment plan options
    • No hard credit check required
    • Manage your account entirely online

    Use the Cherry calculator and application tool below to see your payment options instantly.

    CareCredit Logo

    CareCredit is a healthcare credit card designed specifically for health and wellness expenses. It offers special financing options so you can pay for treatments over time with convenient monthly payments.

    • Special financing options available
    • Use for deductibles, co-pays, and treatments not covered by insurance
    • Quick and easy online application
    • Accepted at thousands of healthcare providers nationwide
    Apply with CareCredit

    Apply with Cherry

    See your payment options in seconds. Use the calculator below to estimate your monthly payments, then complete the quick application — no hard credit check required.

    Treat now,
    pay later
    No hard credit checks, ever
    True 0% APR options available
    Interest-bearing plans with APRs as low as 5.99%
    Up to
    approvals
    No hidden fees

    See an example of what you could pay

    Payment options loaded
    No hard credit checks, ever
    60 seconds to apply
    0% APR and other promotional rates subject to eligibility. See footer for details.

    How Cherry works

    See if you qualifyIt only takes 60 seconds to complete the application
    Get careUse your approval to pay for your treatment
    Pay over timeChoose a plan length that fits your needs with 0% APR options

    Questions?

    What is Cherry? Cherry (opens in new tab) is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
    These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with down payment in the amount of monthly payment due at the time of purchase. Not every provider that uses Cherry will offer the payment plan terms listed above.

    Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners (opens in new tab). See withcherry.com/terms (opens in new tab) for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

    Cherry is committed to making our product accessible. For our accessibility statement and feedback form, see withcherry.com/accessibility (opens in new tab).

    Copyright © 2020-2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.

    Have Questions About Financing?

    Our friendly front desk team is happy to help you understand your options and choose the plan that works best for your budget. Give us a call or book an appointment today.